USER'S INSTRUCTIONS: The project work you are about to view is on "effect of monetary policies in nigeria financial institutions". Please, sit back and study the below research material carefully. This project topic "effect of monetary policies in nigeria financial institutions" have complete 5(five) Chapters. The complete Project Material/writeup include: Abstract + Introduction + etc + Literature Review + methodology + etc + Conclusion + Recommendation + References/Bibliography.Our aim of providing this "effect of monetary policies in nigeria financial institutions" project research material is to reduce the stress of moving from one school library to another all in the name of searching for "effect of monetary policies in nigeria financial institutions" research materials. We are not encouraging any form of plagiarism. This service is legal because, all institutions permit their students to read previous projects, books, articles or papers while developing their own works.

---

TITLE PAGE

EFFECT OF MONETARY POLICIES IN NIGERIA FINANCIAL INSTITUTIONS

BY

---
EE/H2013/01430
DEPARTMENT OF ----
SCHOOL OF ---
INSTITUTE OF ---

DECEMBER,2018

---

APPROVAL PAGE

This is to certify that the research work, "effect of monetary policies in nigeria financial institutions" by ---, Reg. No. EE/H2007/01430 submitted in partial fulfillment of the requirement award of a Higher National Diploma on --- has been approved.

By
---                                                     . ---
Supervisor                                                  Head of Department.
Signature……………….                           Signature……………….        

……………………………….
---
External Invigilator

---

DEDICATION
This project is dedicated to Almighty God for his protection, kindness, strength over my life throughout the period and also to my --- for his financial support and moral care towards me.Also to my mentor --- for her academic advice she often gives to me. May Almighty God shield them from the peril of this world and bless their entire endeavour Amen.

---

ACKNOWLEDGEMENT

The successful completion of this project work could not have been a reality without the encouragement of my --- and other people. My immensely appreciation goes to my humble and able supervisor mr. --- for his kindness in supervising this project.
My warmest gratitude goes to my parents for their moral, spiritual and financial support throughout my study in this institution.
My appreciation goes to some of my lecturers among whom are Mr. ---, and Dr. ---. I also recognize the support of some of the staff of --- among whom are: The General Manager, Deputy General manager, the internal Auditor Mr. --- and the ---. Finally, my appreciation goes to my elder sister ---, my lovely friends mercy ---, ---, --- and many others who were quite helpful.

---

PROJECT DESCRIPTION: This work "effect of monetary policies in nigeria financial institutions" research material is a complete and well researched project material strictly for academic purposes, which has been approved by different Lecturers from different higher institutions. We made Preliminary pages, Abstract and Chapter one of "effect of monetary policies in nigeria financial institutions" visible for everyone, then the complete material on "effect of monetary policies in nigeria financial institutions" is to be ordered for. Happy viewing!!!

---

The main aim of this study is to examine the effectiveness of monetary policy on banks profit in Nigeria, with a study of first bank Nigeria plc. Osogbo Osun State. The researcher sees it important to actually find out what monetary policy is and its activities in Nigeria and how it affects bank profit in Nigeria. It is therefore, concluded that monetary policy measures that are recently adopted in Nigeria is controlling the volume of commercial banks credit and also the profit that will be made from the available credit. The researcher recommended that for effective operation of monetary policy measures in Nigeria, CBN should be granted full autonomy on its monetary functions, CBN should create effective policy in the financial market, but let them make the policy public to enable every area of the banking sector to be informed of the new banking measures. The federal government should ensure that the CBN is strong in executing policy to enable the people concern learns the type of law that is biding them. The central bank of Nigeria should also carry out short term course, conferences, seminars and workshops, for other financial houses on the right way to bank. The researcher will use both primary and secondary data. The primary sources include the use of questionnaire while the secondary source include text books, lecture notes, article and other important write ups in various journals.

TABLE OF CONTENT
Title Page
Certification
Dedication
Acknowledgement
Table of Content

CHAPTER ONE: INTRODUCTION

• Introduction                                                                                                1
• Background of the Study                                                                            1
• Aims and Objectives                                                                         2
• The Significance of the Study                                                           3
• Statement of the Problem                                                                           3
• Scope of the Study
• Research Methodology
• Plan and Organization of the Study
• Definition of the Key Terms

CHAPTER TWO: LITERATURE REVIEW

• What is Monetary Policy?
• Effects of Monetary Policy
• Types of Instrument used in Monetary
• Advantages of Monetary Policy

CHAPTER THREE: RESEARCH METHODOLOGY

• Historical Background of Mainstreet
• Sources of Data
• Method of Data Collection
• Limitation

CHAPTER FOUR: DATA PRESENTATION AND ANALYSIS

• Introduction
• Presentation and Analysis of Personal Data of Respondent
• Analysis of Personal Data
• Presentation and Analysis of Data According to Test of Hypothesis

CHAPTER FIVE: SUMMARY, CONCLUSION AND RECOMMENDATIONS

• Summary
• Conclusion
• Recommendations

Reference
Questionnaire

CHAPTER ONE

• INTRODUCTION
• BACKGROUND OF THE STUDY

Monetary policy is a combination of various measures adopted by the monetary authority (Central Bank of Nigeria C.B.N) in collaboration with the Federal Ministry of Finance, to manage demand via the control of volume and direction of credit in an economy in order to achieve stated objectives.

• Full employment
• Economic growth
• Price stability
• Balance of payment
• Control of inflation

Conceptually, monetary policy deals with discretion control of monetary authority in order to achieve or desired economic goal (Falegan, 1978). But the reason why government makes an attempt to control the monetary is because most government believes that its rate of growth is an effect on the rate of inflation.
Monetary policy comprises those government action which are designed to influence the behavior of the monetary institution. Monetary policy work by the monetary authority affecting directly or indirectly the cost and availability of monetary credit in the financial market.
The financial system of any economy comprises of financial institution system of any economy and market that mobilize funds from simple’s economic unit and channel such fund to the defecator production, investment and generation of assets or securities in a process.
The bank from the largest units in this intermediation, the commercial bank according to R.P. Kart 1961 is an organization whose principal operation is concerned with the accumulation of temporary idle money of the public for the purpose advancing to others for profitable expenditure.
The commercial bank in their daily operation can perform liquidity transformation, create money and derived the bulk of their fund from the general public. This involves government monetary and legal reputation of banking activities.
Monetary regulation are often guided by the developmental objective of government but their effectiveness depend largely on the ability of the monetary authority to monitor closely the operation of the bank in the economy of the any country both developed and developing economics.
The automate objectives of monetary policies, however, are not the monetary aggregate themselves, but usually the aggregate in the real sector of the economy, such as the level of output employment price, the rate of economic growth and the balance of payment. Monetary policy is used to influence those ultimate objectives because there is a believe that a relationship exists between the real variables and the monetary variables.

• AIMS AND OBJECTIVES

The study is intended to appraise the possible effect that various monetary policies in the country over the years have no banking industry (commercial banks). It is also aimed at assessing at the tract of monetary policy with reference to commercial banks performance. The reports is aimed at coming out with a result that will form the basis of solution and suggestion on how to improve on the present situation. The study also aimed at resolving make controversial in banking.

• THE SIGNIFICANCE AND IMPORTANCE OF THE STUDY

A consideration of deregulation of monetary management and the inflation consequence brought into focus the essence of well coordinated financial system with mineral larges.
Given a background or virtual overall of monetary management. The banking sectors had to bear the burnt of policy rest rain and share significantly from gains of financial monetary policy administrations and a phenomenal change in bank ownership structure and size a study of this nature becomes opposite to bring out the factor responsible for such trend.

• STATEMENT OF THE PROBLEM

There cannot be any successful research of this nature without recounting some difficulties which might cause its success or failure. However, the following are the major problems to be encountered during the cause of this project:
1.4.1  Difficulties in scolling some of the total document containing some valid information resulting to the subject matter, the non-availability and inadequate of data caused by the factor built some limitation into the study.
1.4.2  Lack of cooperation from some member of Staff of Mainstreet Bank; some of them were not ready to goes certain information. This led to the difficulties in securing some of the vital information relating to the research study.
1.4.3  Time factor also contributes to the difficulties because on several occasion it will demand you to share the time for thing for your project.
1.4.4  To cream everything up, the financial aspect also serves as a constraint because of limited available resources faced by parent who are to provide such needs.

• SCOPE AND LIMITATION OF THE STUDY

The scope of the study focuses on the following performance measurement in appraising commercial banks performance in Nigeria. These include banks profitability capitalization and liquidity. The study shall be limited to the impact of monetary policy in Nigeria along.
The study is limited to definitions and policy instruments, advantages, problem and solution. This is because on attempt to base the study on all the banks in the country will be too cumbersome, and the result will be beyond the scope of this project.

• RESEARCH METHODOLOGY

Methodology and source of data is a system of getting useful information about the topic. Two methods of data collection are mainly used, they are the primary source and the secondary source.
1.6.1  Primary method of data will be employed in this study and the form of primary data is personal interview with bank official i.e. Mainstreet Bank Plc officials.
1.6.2  Secondary method of data collection will be used in carrying out the research work. This will include details, journals Nigeria stock quarterly, just to mention few.

• PLAN AND ORGANIZATION OF THE STUDY

The chapter one of this project will enable the introductory note, aims and objectives of the study, methodology and chapterization.
Chapter two will be based on literature review which states the view of mainly reports and writers on the subject matter.
Chapter three will be based on data gathering and presentation procedure.
Chapter four focuses on the presentation of various policy measures and their impact.
Finally, chapter five will contain summary, conclusion and recommendations.

• DEFINITION OF THE KEY TERMS

Monetary Policy: is defined as a policy which employee central bank control over the supply and cost of money as in instrument for achieving the certain given objective of economic policy.
Commercial Bank: can be defined as an institution which accepts deposit makes business loan and offer related services.
Balance of Payment: can be defined as the record of all transaction made between one particular country and all other countries during a specified period of time.
Inflation: is defined as continuous rise of goods or commodity.
Economic Growing: is a steady grown in the productive capacity of the economy and so a growth to national income.
Central Bank of Nigeria: is the only financial institution established and charged with the day to day management and control of National Monetary Affairs and Supervision.
Moral Suasion: This means by the monetary and thirties of friendly persuasive statement, public pronouncement or outright appeal.
Selective Credit Control: This is a process whereby the monetary authorities tend to favour one sector of the economy than the other.
Interest Rate: It can be used as an instrument to combat inflation, budget burden, promote capital inflow and discourage flights.
Special Deposits: This technique may be employed if the prevailing economy donations do into favour the rise of other instruments.

---

CHAPTER TWO: The chapter one of this work has been displayed above. The complete chapter two of "effect of monetary policies in nigeria financial institutions" is also available. Order full work to download. Chapter two of "effect of monetary policies in nigeria financial institutions" consists of the literature review. In this chapter all the related work on "effect of monetary policies in nigeria financial institutions" was reviewed.

CHAPTER THREE: The complete chapter three of "effect of monetary policies in nigeria financial institutions" is available. Order full work to download. Chapter three of "effect of monetary policies in nigeria financial institutions" consists of the methodology. In this chapter all the method used in carrying out this work was discussed.

CHAPTER FOUR: The complete chapter four of "effect of monetary policies in nigeria financial institutions" is available. Order full work to download. Chapter four of "effect of monetary policies in nigeria financial institutions" consists of all the test conducted during the work and the result gotten after the whole work

CHAPTER FIVE: The complete chapter five of design and construction of a "effect of monetary policies in nigeria financial institutions" is available. Order full work to download. Chapter five of "effect of monetary policies in nigeria financial institutions" consist of conclusion, recommendation and references.

 

---

To "DOWNLOAD" the complete material on this particular topic above click "HERE"

Do you want our Bank Accounts? please click HERE

To view other related topics click HERE

To "SUMMIT" new topic(s), develop a new topic OR you did not see your topic on our site but want to confirm the availiability of your topic click HERE

Do you want us to research your new topic? if yes, click "HERE"

Do you have any question concerning our post/services? click HERE for answers to your questions

---

For more information contact us through any of the following means:

Mobile No :+2348146561114 or +2347015391124 [Mr. Innocent]

Email address :engr4project@gmail.com

Watsapp No :+2348146561114

---

COUNTRIES THAT FOUND OUR SERVICES USEFUL

Australia, Botswana, Canada, Europe, Ghana, Ireland, India, Kenya, Liberia, Malaysia, Namibia, New Zealand, Nigeria, Pakistan, Philippines, Singapore, Sierra Leone, South Africa, Uganda, United States, United Kindom, Zambia, Zimbabwe, etc
Support: +234 8146561114 or +2347015391124

Watsapp No :+2348146561114

Email Address :engr4project@gmail.com

---

FOLLOW / VISIT US VIA: