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TITLE PAGE

THE IMPACT OF COMPUTER APPLICATION IN MODERN DAY BANKING SYSTEM IN NIGERIA

BY

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EE/H2013/01430
DEPARTMENT OF ----
SCHOOL OF ---
INSTITUTE OF ---

DECEMBER,2018

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APPROVAL PAGE

This is to certify that the research work, "the impact of computer application in modern day banking system in nigeria" by ---, Reg. No. EE/H2007/01430 submitted in partial fulfillment of the requirement award of a Higher National Diploma on --- has been approved.

By
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Supervisor                                                  Head of Department.
Signature……………….                           Signature……………….        

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External Invigilator

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DEDICATION
This project is dedicated to Almighty God for his protection, kindness, strength over my life throughout the period and also to my --- for his financial support and moral care towards me.Also to my mentor --- for her academic advice she often gives to me. May Almighty God shield them from the peril of this world and bless their entire endeavour Amen.

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ACKNOWLEDGEMENT

The successful completion of this project work could not have been a reality without the encouragement of my --- and other people. My immensely appreciation goes to my humble and able supervisor mr. --- for his kindness in supervising this project.
My warmest gratitude goes to my parents for their moral, spiritual and financial support throughout my study in this institution.
My appreciation goes to some of my lecturers among whom are Mr. ---, and Dr. ---. I also recognize the support of some of the staff of --- among whom are: The General Manager, Deputy General manager, the internal Auditor Mr. --- and the ---. Finally, my appreciation goes to my elder sister ---, my lovely friends mercy ---, ---, --- and many others who were quite helpful.

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This survey carried out in order to access the attitudes and order to know of actually computer applications can be said to have achieved its objectives.
Mention was made about the meaning, impact nature as well as the purpose of computer application activities on consumer’s patronage and the statement of the hypothesis. Literature review was carried out in which various relevant terms were defined. More over computer application activities itself was extensively discussed.
The research methodology carriedout was together with some facts useful for the conduct of the study in this research questionnaire were used.
The data collected through the research will be also used or analyzed in addition with their interpretations.
Finally, certain conclusions will be drawn and useful recommendation will also be given to the company’s industries as a means of increasing its banking system volume and achieving other objectives desire.

TABLE OF CONTENTS
CHAPTER ONE: INTRODUCTION
1.1              Background to the study
1.2              Statement of problems of the study
1.3              Aims and objectives of the study
1.4              Significance of the study
1.5              Scope of the study
1.6              Limitations to the study

CHAPTER TWO: LITERATURE REVIEW
2.1              Definition of computer
2.2              Classification of computer
2.3              What is banking?
2.4              Roles and functions of banks in Nigeria
2.5              Modern day banking and computer system
2.6              Advantages and disadvantages of computer to modern banking

CHAPTER THREE: RESEARCH METHODOLOGY
3.1              The research population
3.2              Source of data collection
3.3              Method of data analysis
3.4              Limitation of the study

CHAPTER FOUR: DATA PRESENTATION, SUMMARY, CONCLUSION AND RECOMMENDATION
4.1              Data presentation and analysis
4.2              Summary
4.3              Conclusion
4.4              Recommendation

CHAPTER ONE:
1.1              Background to the study
The banking industry constitutes one of the pillars in which the economy of any nation rests. The computer has massive effect. On the nature, quality and structure of works almost everywhere there by becoming largely responsible for the emergency of the modern post industrial societies. Proper application of the computer is a major technical factor affecting organization efficiency and culture worldwide.
In the past decades, the introduction of workstation and powerful networking devices have put computer on the desk of offices. It has continues to play a central role in the operation of many corporations while other forms of computing are used in business in various capacities, the largest place in the e-banking environment such as banking health care government, insurance e.t.c.
The results of the use of computer union bank in banking sector include:

• E-banking:- Electronic banking also use electronic technology as a substitute for cheque and other paper transactions.
• ATM:- Automatic teller machine- these are electronic terminal that permit banking transaction almost any time. To withdraw cash, make deposits or transfer fund, between accounts, the user generally insert the ATM card, enter the personal identification number (PIN).

The use of the ATM is increasing over the years.

• Direct deposit:- it permit the user to authorize specific deposits, such as pay cheques and social security cheques, to the account on regular basic.
• PC- banking:- personal computer banking permit customer to handle may banking transaction via- the pc. The customer may use the computer to view the account balance request, transfer between accounts and pay bills electronically.
• Point of sale transfer:- this allows the user to pay for purchase with a debit card, which also may be the ATM card.
• Paying bills on:- line: this is a process whereby remote terminal is linked directly in to the processor.

The following are steps involves with setting yup an on-line paying program.

• First the user must decide if bills are going to be paid through the bank (assuming the banks offer the service) or through a third party vendor.
• Check out the on-line banking fees to help the user make the decision.
• Once the user have set up the account with the bill paying service provider, the user will have to input the address, homes and phone numbers of the payees, as well as the number for each of the accounts.
• Many banks offer lower checking accounts to customer who refer to bank ATM, phone or computer and every few charges on individual account access.

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